High net-worth individuals (HNWIs) have unique insurance needs due to the substantial assets and investments they hold. Insurance coverage for HNWIs goes beyond standard policies and includes specialty coverage tailored …
Why You May Need A Personal Umbrella Insurance Policy
Many people are unsure what an umbrella policy is or what it covers. When you are outside, and there is a light rain or breeze, you generally don’t need or …
Will Technology Replace Good Customer Service?
Customer service has been an essential part of any business for as long as we can remember. It’s the backbone that supports businesses’ growth and keeps customers happy and satisfied. …
We Insure Your Fun
It is getting close to spring and summer, that means getting your toys insured. That is where we can help. We offer insurance coverage options and competitive prices on all …
The True Value of Life Insurance
Are you one of those people who think you don’t need life insurance? Please think again. Life insurance has been a part of estate planning in the United States for …
How To Get Good Home Insurance
Buying Homeowner’s Insurance With all the options you have these days, buying the right kind of homeowner’s insurance can be confusing. Some advertisements want us to believe that purchasing homeowner’s …
How To Get The Most Out of Your Home and Auto Insurance This New Year
With the beginning of a new year, it is important to review your home and auto insurance policies to ensure you are getting the most out of them. To begin …
To Bundle or Not Bundle, That is The Question
Have you considered bundling your home and auto insurance? Although you have the opportunity to compare prices for each policy separately, it is nearly always wise to have the same …
A Personal Insurance Guide
When was the last time you reviewed your personal insurance coverage? The New Year is a great time to review your personal insurance. Most of us know that major life …
Motorcycle Insurance and Safety Go Hand In Hand
Motorcycle Accident Facts According to The US National Highway Traffic Safety Administration, in 2016, 20 cars out of every 100,000 ended up in fatal crashes. The rate for motorcycles is …
Reputation Is Important When Considering Home Insurance
When you are in the process of purchasing a house or need to replace your current homeowner’s insurance, you need coverage-related information. It is crucial that you understand the credibility …
The Holidays Bring Added Risk
Personal Insurance Update Did you get an ugly tie or sweater last year for Christmas? If this Christmas is a repeat of last year, the good news is that you …
Why Are My Insurance Premiums Going Up?
It can be unpleasant to open your insurance bill to pay your premium, only to discover that your premium payments have increased upon renewal. We know that most people who …
How To Prevent Identity Theft
A Personal Insurance Update Identity theft is the fastest growing crime in the world. The rate in which consumers conduct business online is also increasing. Online shopping is growing at …
What Are Things A Condo Policy Will Not Cover?
Although a condo is a house, condo insurance is not the same as home insurance. Understanding what is and, more significantly, what is not covered is critical for your peace …
What Four Insurance Coverages Should be Part of Your Homeowner’s Policy?
Financial security is offered by homeowners’ insurance against loss brought on by accidents, theft, and disasters. Four fundamental categories of coverage are typically included in ordinary policies: Coverage for your …
The Lowest Priced Insurance Is Usually Not The Best
You may not be aware of all the underlying aspects that influence the cost of your insurance coverage. You might question why insurance is so expensive when attempting to compare …
Special Sub-limits Every Homeowner Needs To Know
Insurance policies come with separate sub-limits relating to specific kinds of coverage. Some limits are well-known, such as limits on jewelry. Other sub-limits are less obvious but are still included …
Does Your Homeowner’s Insurance Offer Hidden Coverage?
Homeowner’s Insurance Update How many people have actually read their homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand …
Auto Insurance Myths
It seems like you can’t get through a TV show or read a magazine without seeing an auto insurance ad. Big insurance companies spend billions to get your business. But …