We understand that your business is unique. You serve people first, and foremost. Just because you are a small business does not mean you are exempt from litigation. Commercial Liability Insurance from Metrowest Insurance offers protection to your businesses. It covers claims from property damage and/or bodily injury to a third party caused by your business operations, or from your premises. We work with general contractors, landscape contractors, HVAC contractors, roofers, electrical contractors, and more.
No two businesses are alike, that is why you need an insurance program designed specifically for your business. When it comes to managing your property there is nothing better than having an agent with a deep understanding of your risks, the market, and the qualifications to design a program to meet your needs. Our main focus is always to design a property program that addresses your current and future risks. Metrowest Insurance can design a property program specifically for your business. Business interruption, loss of use, damage to the building and Special, Equipment, Loss of Income, Production delays, and Building code issues.
Auto Insurance from Metrowest Insurance can provide your business with security and protection from devastating liability claims arising from an accident involving your vehicle. Commercial Auto Insurance is normally offered on vehicles owned by a commercial business and can include; Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Uninsured Motorist, Under-Insured Motorist, and Hired Auto Liability Coverage.
Directors And Officers Liability
Directors and Officers (D&O) Insurance is an effective solution for the risks facing organizations. Metrowest Insurance can design products and services to fit the needs of your business. Insurance policies generally protect directors, officers, employees, volunteers, committee members, trustees, and the organization itself. If you are the owner of a private company, you have worked very hard to build something that provides you with personal satisfaction, success, and most importantly financial security for your family’s future.
Technology has enabled the common criminal to get into the world of cybercrime. Small businesses are a prime target, as most small businesses have little, or no, protection. Criminals can actually purchase programs that can be set up to hack dozens of businesses at the same time. It is important that your business have the right business insurance, including cyber liability insurance. Metrowest Insurance specializes in cyber liability insurance (also known as Data Breach Coverage). The experts at Metrowest Insurance are ready to extend their services to help you analyze and secure the best possible coverage to fit your firm and protect your company.
Employment Practices Liability
An Employment Practices Liability Insurance (EPLI) policy provides insurance against claims and lawsuits brought against an employer, its officers, directors, employees, and managers. These policies generally cover allegations in the following areas: Discrimination - including age, sex, and gender, Sexual harassment, Invasion of privacy, Emotional distress or mental anguish, Wrongful termination or discipline, Negligent compensation, promotion or hiring decisions, Employee benefits mismanagement, Breach of contract for employment.
There are many different kinds of bonds, including bid bonds, performance bonds, and payment bonds. If your company has signed an agreement to build a building to the contracted specifications and for a pre-determined price, a performance bond would provide protection or proof that you will complete the job per the terms of the contract. If you are unable to perform, the surety will step in and make sure the project is completed per the contract terms.
As a business owner, you go to great lengths to provide a safe working environment for your employees. Workers’ Compensation continues to be a significant cost driver for most employers, and understanding all the factors that can drive your workers' compensation cost can often be complex and time-consuming. This is where Jewell insurance comes in. Workers' compensation insurance is a state-mandated insurance that provides income, medical benefits, and rehabilitative services for workers injured on the job or while performing work-related duties. It ensures that injured workers receive financial compensation for medical care and for a portion of the income they lose while they are unable to work. Workers' compensation insurance also helps protect employers from lawsuits initiated by workers injured on the job.